Refinances live and die by turn time. Loan officers need title commitments back quickly, accurate figures without back-and-forth, and closings scheduled around the borrower — including evenings and mobile signings when the file calls for it.
That's how we run our lender desk: quick commitment turnaround, proactive status updates, and closers who pick up the phone when you call.
Send us the borrower's information and property address and we'll open the order the same day. You'll get the title commitment promptly, fee quotes that match the final closing disclosure, and a closer who keeps your processor updated without being asked. When conditions clear, we schedule at the borrower's convenience and fund without drama.
Setting up a new lender relationship? Call (813) 722-0108 and ask for our lender services desk — we'll get your first file moving the same day.
Open the order today and we'll have your title commitment moving before the appraisal comes back.
Give us the property address, borrower names as they appear on the current deed, lender contact, proposed loan amount and target closing date. Identify all current mortgages and home-equity lines, including lines with no balance, and supply a prior title policy if you have it.
A new loan may require payoff statements, lien releases, evidence of signing authority or additional title documents. Let us know if an owner has died, a divorce or transfer has occurred, or the property is held by an entity or trust. Counsel should advise on legal changes to ownership or authority.
A refinance quote may involve rate treatment that differs from an original owner’s policy. The public premium calculator does not price every lender, reissue or substitution scenario. Ask your closer to evaluate the existing policy and proposed loan rather than treating the homepage estimate as a refinance quote.
Signing, funding and any applicable waiting periods follow the transaction’s requirements. Confirm the schedule with both the lender and closing team before making plans around expected proceeds. We serve Clearwater, Tampa, St. Petersburg and neighboring Tampa Bay communities.